The right structure depends on when you need keys and how you fund each instalment.
Off-plan. Milestone payments, longer horizon, SPA-driven plan; great when you can model staggered capital calls.
Ready. Pay and occupy (or let) faster; fewer construction unknowns; usually higher all-in ticket for comparable quality.
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Hybrid mindset. Some buyers blend off-plan core with a ready satellite unit for income—stress-test overlap in outflows.
